Indexed Annuity Insights

24
Oct

Back to School: Five Surefire Ways to Boost Your Financial Education

August is an exciting time of year. As the start of a new semester approaches, families across the country begin to pull themselves out of vacation mode and think more critically about the future. A spirit of learning is in the air, which makes things just a little brighter in anticipation. Follow these simple steps to increase your financial education.

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24
Oct

Promoting Women’s Equality in Retirement Planning

Since 1971, the United States has celebrated Women’s Equality Day on August 26. Although the occasion originally commemorated the passage of the 19th amendment, which gave women the right to vote, today it recognizes and encourages people and organizations to promote the full equality for women in society. We recognize equality spreads the gamut, going beyond voting rights and equal representation in the workforce (although these things are just as important); it also represents the right a woman has to take charge of her own financial future. Tremendous progress has been made in this area, but we still have a way to go.

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7
May

10 Myths About Annuities You Shouldn’t Believe

While annuities have long been a viable retirement option, those new to retirement planning may discover a bit of misinformation about them. If you’re considering annuity-based products—such as fixed index annuities (FIAs)—as a way to boost the diversity of your retirement portfolio, it’s important to separate misconceptions from reality. Here, we’re busting 10 myths about annuities by providing the facts.

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19
Apr

Financial Literacy Month: Five Resources to Jumpstart Your Retirement Planning

April is financial literacy month and a reminder to examine your personal finance habits. A key element of financial literacy is how well-prepared you are for retirement.

Unfortunately, few Americans are looking forward to their post-working years. Our 2017 survey found nearly 90 percent of us are not very confident in our overall retirement savings. Beyond that, 56 percent admit they are unsure if their retirement savings will last their lifetime, and one in five have nothing saved for retirement at all.

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10
Apr

Two Tax Questions to Ask Yourself About Retirement Planning

Tax Day is just around the corner, and now is a good time to review your financial habits and goals, particularly as they relate to retirement planning. This reflection is also timely because retirement preparation can have significant tax implications—ranging from whether you can deduct your account contributions to which tax rates apply when you start making withdrawals.

As long as you feel you are prepared to meet your retirement needs, there’s no right or wrong option, but depending on your scenario, certain retirement accounts may be more ideal than others. To help you think through what’s potentially best for you, we’ve provided two questions you should ask yourself before picking any retirement plan, based on the way it could impact your annual tax filing.

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18
Mar

NCPW: How planning for retirement can be empowering, not frightening

March celebrates National Consumer Protection Week (NCPW), a time to help people understand their consumer rights and make well-informed decisions about the money. No matter your age, some of the most important financial decisions you will ever make relate to planning for retirement. With U.S. adults living longer—and thus spending more time in their post-working years—56 percent of Americans admit they are unsure if their retirement savings will last their lifetime. Additionally, nearly 90 percent of Americans are not very confident in their overall retirement savings situation.

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7
Mar

National Women’s History Month and the State of Retirement Preparedness for Women

National Women’s History Month is a time to look back at the vital role women have played throughout history. In every industry, women are natural leaders and change-makers – from Congress to financial services. In addition to driving change around women’s rights, many women in leadership are addressing income disparity and improving retirement security for women. This article takes a look at the state of retirement preparedness for women.

When it comes to retirement, there are best practices for everyone to follow like planning for lifetime income and having a balanced portfolio. But for women, there are three key differences in planning for retirement – healthcare, longer life expectancy, and gaps in working years.

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28
Feb

How the New Political Landscape Impacts Retirement

Last year, our study on America’s workforce showed that over one-third of workers from small businesses say that their employer is “not helpful at all” in terms of retirement planning and that one in eight workers are not offered any type of retirement plan from their employer. This leads to retiring later and a “do it yourself” retirement for many workers. But these retirement security issues aren’t going unnoticed and policymakers at the state and federal level are taking a closer look at the issues around retirement security and proposing solutions. In this article, we explore just how the new political landscape impacts retirement, for you and your family.

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14
Feb

Love Retirement & Spread #annuitylove

Valentine’s Day is the celebration of love around the world. It is a chance to celebrate the joy found in companionship, in a family, in friendship, a social group, or even retirement.

Retirement is a well-deserved reward after years of hard work in the workforce. Everyone’s idea of what it means to retire is different. Some are most looking forward to a European adventure, while others plan to visit grandchildren or catch up with old friends.

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1
Feb

Stock Market Uncertainty? A Fixed Indexed Annuity Can Help Put You at Ease

A crystal ball into the investing world – wouldn’t that be useful! Unfortunately, predicting market performance to-a-tee is not exactly possible. When markets experience downs, it is important to ask yourself: What can I do to help protect my savings and ensure future gains? How can a Fixed Indexed Annuity change my portfolio?

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